What does it mean to be "Buyer Ready- Day One"? It means many things, not the least of which is to go beyond pre-qualified or pre-approved by a lender and get Certified Mortgage Ready (or pre-underwritten by the lender).
Underwriting is the process a lender goes through to fully approve you for a home loan. It involves supplying them with all your personal financial data so that they can verify all the information you gave them on the loan application when they pre-approved you.
Having all this done BEFORE you find a home and start the negotiation process can give you a "leg up" on the competition because you can close faster than other buyers and you are more of a "sure bet" in the eyes of a Seller who has to decide (possibly) among numerous offers from multiple prospects.
To learn more about how to gain the competitive edge in a home-buying negotiation and become Buyer Ready- Day One, call me today and schedule a Buyer Consultation.
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